Health Insurance - Short Term Major Medical

Freedom STM Plan			Select STM Plan			Liberty STM Plan

$1 Million Lifetime Maximum Per Insured Person			$2 Million Lifetime Maximum Per Insured Person			$1 Million Lifetime Maximum Per Insured Person

	•	$250, $500, $1,000, $2,500 deductibles		•	$250, $500, $1,000, $2,000 deductibles		•	$250, $500, $1,000, $2,000 deductibles

	•	80% or 50% coinsurance paid up to next $5,000		•	80% or 50% coinsurance paid up to next $5,000		•	80% or 50% coinsurance paid up to next $5,000

	•	100% paid up to lifetime max $1 million (after $5,000 paid)		•	100% paid up to lifetime max $1 million (after $5,000 paid)		•	100% paid up to lifetime max $1 million (after $5,000 paid)
	•	Expense for doctors services		•	Expense for doctor services		•	Expense for doctors services
	•	Surgeries, out-patient and in-hospital care.		•	Surgeries, out-patient and in-hospital care.		•	Surgeries, out-patient and in-hospital care
	•	Prescription Drug Discounts		•	Prescription Drug Discounts		•	Prescription Drug Discounts
	•	Chiropractic Life Care		•	Chiropractic Services
	•	Eye and vision care		•	Eye and vision care
	•	Vitamins		•	Dental Services
				•	24hr nurse help line
				•	Vitamin & Nutrition

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